Equipment Finance

Purchase a new vehicle, plant or machinery with Equipment Finance organised by a Finance & Mortgage Broker at Bayland Finance

Rated 5 from 48 Reviews

Whether you're wanting a new vehicle, plant or machinery, we're on your side

At Bayland Finance, we understand that acquiring the right equipment is crucial for any business, whether you are based in Mornington, Victoria or anywhere else in Australia. Equipment Finance is an ideal solution for those looking to buy new equipment or upgrade existing assets without straining their cash flow. From office equipment and work vehicles to specialised machinery like excavators and graders, our expertise in Equipment Finance ensures you access a variety of finance options tailored to your business needs.

When it comes to Equipment Finance, Bayland Finance offers various loan options from banks and lenders across Australia. Whether you need a chattel mortgage or prefer a Hire Purchase agreement, we provide solutions that align with your financial goals. A chattel mortgage allows you to use the equipment as collateral, giving you ownership from the start while enjoying tax benefits. Hire Purchase, on the other hand, lets you spread the cost over the life of the lease with fixed monthly repayments, which helps manage cash flow effectively.

Interest rates and loan amounts play a significant role in Equipment Finance. By working with a wide network of lenders, we ensure competitive interest rates and loan amounts that match your specific requirements. Our streamlined application process for applying for equipment finance means you can focus on what matters most—running your business. Whether you're purchasing a truck, trailer, or factory machinery, we guide you through each step, ensuring clarity and confidence in your financial decisions.

For businesses looking to manage cash flow while acquiring essential equipment, our commercial equipment finance options are designed to meet various needs. Fixed monthly repayments provide predictability in budgeting, allowing you to plan effectively. Whether you're considering a tractor for agricultural purposes or cranes for construction, our tailored finance solutions help you obtain the necessary tools without upfront financial burden. This not only facilitates operational efficiency but also positions your business for growth and competitiveness.

In summary, Bayland Finance is committed to helping you access Equipment Finance options that are customised for your business needs. With a focus on interest rates, loan amounts, and a streamlined application process, we strive to make the journey of buying new equipment or upgrading existing assets as smooth as possible. Whether you're in Mornington or elsewhere in Australia, our team is here to assist you in choosing the right finance options. Contact us today to explore how our expertise can support your business’s success.

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Reviews for Bayland Finance

JM

James Murray

Ben and his team at Bayland Finance were a pleasure to deal with. Answered every question we had and always kept us updated. Couldn’t recommended them any higher and will be happy to work with them in future.

SK

Sreekesh Karipal

We just had our home loan refinanced through Bayland finance and as always, we were provided with a top notch service. David and his team always goes the extra mile to help and support especially Ben with his calm and professional approach. Very reliable and timely, Bayland-“finance partner for families”

LT

Liam Trew

Frequently Asked Questions

Why should I use a mortgage broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help with refinancing an existing mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

How much can I borrow?

How much you can borrow depends on a variety of factors, like your income, existing debts, how much you have in savings.

To get an idea, try our Borrowing Capacity Calculator

Can you help first home buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you only help with home loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

How much should I be saving?

The first step to knowing where you could be saving money is to see where you’re spending it. Seeing all your expenses in one place can help give you an idea of where you could be making savings. Our Mortgage Brokers can help you spot potential savings, get in touch today

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Is it the right time to refinance?

You’ll need to consider factors like your current loan terms, interest rates, and remaining balance.

To estimate your potential savings and see if refinancing is a smart move for you, use our Loan Health Check Calculator.

Ready to get started?

Book a chat with a Finance & Mortgage Broker at Bayland Finance today.