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Mornington Peninsula Mortgage Brokers

Buy Your First Home, Refinance, Invest in Property

And everything in-between

Helping Bayside residents finance their first home, fund new businesses and more

With connections to lenders Australia-wide and decades of expertise in business and individual finance, we plan to find finance to suit your circumstance, whether you are employed, or a self-employed professional.

I'd Like To ...

Receive a Free Property Profile Report
Get a Home Loan
Refinance an Existing Loan
Consolidate Debts
Borrow for Investment
Buy Property In My SMSF
Get a Business Loan
Get a Car Loan

UNDERSTAND YOUR FINANCES

From Start to Finish

We’ll help you work our how much you could borrow, work out some basic repayment calculations, how much stamp duty a property purchase will cost, and more.

How much you can borrow depends on a variety of factors, like your income, existing debts, how much you have in savings.

To get an idea, try our:

Borrowing Power Calculator

It’s a good idea to have your loan assessed every 2-3 years to see if you could be getting a better deal with a different lender.

To get an idea, try our:

Loan Comparison Calculator

The first step to knowing where you could be saving money is to see where you’re spending it. Seeing all your expenses in one place can help give you an idea of where you could be making savings.

To get an idea, try our:

Budget Planner

How much your loan repayments will be depends on factors like how big your loan is, your interest rate, and the loan duration.

To get an idea, try our:

Loan Repayment Calculator

It’s important to know how much stamp duty you’ll need to pay before you purchase a property.

How much you’ll pay depends on which state you’re purchasing in, whether you’re a first home buyer or not, the value of the property and more.

To get an idea, try our:

Stamp Duty Calculator

Our income tax calculator is designed to help you quickly estimate your annual tax obligations with ease.

Simply enter your details, and let our tool provide you with estimates of your gross and net pay, try our:

Income Tax Calculator

Understanding how much you can borrow before taking out a car loan is crucial for managing your budget and ensuring you get a vehicle that fits your financial situation.

The loan amount will depend on factors such as your credit score, the car’s value, the loan term, and more.

To get an idea of your borrowing potential, try our:

Car Loan Calculator

Figuring out how much you can borrow for a personal loan is important for making informed financial decisions.

How much you can borrow will depend on several factors including your income, credit history, and loan duration.
To get an estimate of what you can borrow, use our:

Personal Loan Calculator

You’ll need to consider factors like your current loan terms, interest rates, and remaining balance.

To estimate your potential savings and see if refinancing is a smart move for you, use our:

Refinancing Calculator

ABOUT US

Why Work With Bayland Finance?

Did you know that many Australian lenders invest in fossil fuel companies? We’re focused on supporting a green future, and will help you find a lender that shares the same values with you.

Bayland Finance is routintely regognised at the MFAA Excellence Awards and My Local Broker Awards.

–> View Awards

We’re accredited with Elite Broker Status from Commonwealth Bank (CBA) and NAB.

Elite Brokers status is given to brokers who demonstrate their focus on quality and consistently delivering good customer outcomes.

RECENT RECOGNITION

We are honored to receive these awards, nominations and accolades.

Don't Just Take Our Word For It
Meet Our Happy Customers
We just had our home loan refinanced through Bayland finance and as always, we were provided with a top notch service. David and his team always goes the extra mile to help and support especially Ben with his calm and professional approach. Very reliable and timely, Bayland-“finance partner for families”
The team at Bayland Finance – David, Sam, and Ben – provide an elite service and are true experts in their field. They consistently go above and beyond to find financial solutions, even under the most challenging circumstances and tight timelines. As a conveyancer, I rely heavily on their ability to secure loan approvals promptly, and they never fail to deliver. Their dedication ensures quality and consistency for our mutual clients, which is invaluable in our line of work. On a personal note, as a client of Bayland Finance, I experienced their exceptional service firsthand. They assisted my husband and me with refinancing our home loan, even though we are business owners – a situation that can often be complex. They presented a range of tailored options and provided a sound financial plan and solution. Remarkably, they managed to finalise everything seamlessly, even while we were overseas. I highly recommend Bayland Finance for their professionalism, expertise, and unwavering commitment to their clients. They truly set the standard for excellence in financial services.
Having dealt with many brokers in the past, Benjamin has been by far the best. We reached out to him on Monday for information about refinancing and by Thursday we were already approved. His efficiency and professionalism were outstanding. I cannot recommend his services highly enough and will be using him for many years to come!
David and the team were extremely helpful with the purchase of our first home. During a stressful and busy time, they made the process so easy and stress free. They were so quick and efficient with all paperwork and just made the whole process a more enjoyable one. Thank you!
We just recently brought our first home using David and the team. To say these guys are incredible is under selling them. Not only did we have a 45 day settlement we also faced multiple hurdles which didn't seem to be an issue. Great people great results thank you

Make an Enquiry

Get in touch with us today and we’ll be in touch soon.

I'd Like To ...
Get a Home Loan
Refinance an Existing Loan
Consolidate Debts
Borrow for Investment
Get a Business Loan
Get a Car Loan
Buy Property In My SMSF
Receive a Free Property Profile Report

Who Would You Like to Chat With?

Ben Simmons
Ben Simmons
Sam Fraser
Sam Fraser
Mornington Mortgage Broker David Fraser
David Fraser